🏆 2025 BIBA® Money Management and Investing Winner!


Rat Race to Riches: A Roadmap to Financial Freedom

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🏆 2025 BIBA® Money Management and Investing Winner!

Rat Race to Riches is a compelling narrative about growing up in a poor, first-generation immigrant family and realising the dream of financial freedom. After losing his job, with a mortgage to pay and a baby on the way, the author discovered that an education and a good job offered little financial security. This challenging period ignited a burning desire to achieve financial freedom and live on his own terms.

Determined never to be at the mercy of an employer again, he transformed his life over 12 years, going from being financially vulnerable to becoming financially independent.

This book provides a timeless roadmap based on real-life experience, crafted for those trapped in the rat race, living paycheck to paycheck, and ready to transform their financial future.

The author’s passion for promoting financial literacy in a simplified and engaging manner led him to create:
– Cashflow Model: Explains how money flows in and out
– Financial Freedom Matrix: A roadmap to achieving financial freedom
– 360 Cashflow Statement: A quick and easy financial health check
– Property Cycle Investment Strategy

The author is a Qualified Accountant and an MBA Graduate from Henley Business School. He worked in the Banking sector in London’s financial district, known as the ‘Square Mile’, and is passionate about financial freedom and promoting financial literacy.

He achieved financial independence at 43 years old, and by the age of 53, he left work to live life on his terms.

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